Banking Vittarth

Financial Institutions- Soundness and Resilience


On 11 January, 2021, RBI released its 22nd issue of the Financial Stability Report. The RBI evaluated the financial condition of the Scheduled Commercial Banks (SCBs). It compared their pre-pandemic situation with the present-day situation. Stress tests are being done to analyze the vulnerabilities of 46 SCBs on various parameters including Return on Assets (RoA), Return on Equity (RoE), Net Interest Margin (NIM), Credit Concentration etc. It also looked at the interconnectedness in the system do devise policies for macroeconomic stability.

In this banking brief, we have covered the second chapter of the Financial Stability Report, i.e., Financial Institution: Soundness and Resilience. To know more details about it, kindly go through the post.

Credits: Prachi Gupta and Mihir Balvally

0 comments on “Financial Institutions- Soundness and Resilience

Leave a Reply

Fill in your details below or click an icon to log in: Logo

You are commenting using your account. Log Out /  Change )

Google photo

You are commenting using your Google account. Log Out /  Change )

Twitter picture

You are commenting using your Twitter account. Log Out /  Change )

Facebook photo

You are commenting using your Facebook account. Log Out /  Change )

Connecting to %s

%d bloggers like this: